Eliminate credit card fees and take back your profit margin.

Accept Visa, Mastercard, Amex, Discover, ACH, Apple Pay, and Google Pay.
Bilingual support in English & Spanish, with no contracts or hidden fees.

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SOLUTIONS

Equipment & POS

Eliminate your fees

Gateway & Payments

Story & Values

    Discover How Much You Could Save


    Tell us about your current processing and we’ll send you a personalized savings estimate.

    Monthly Processing Volume*

    If you enter an exact amount, we’ll use that for your estimate.

    Your Current Processing Rate


    If you’re not sure, enter your best estimate (most businesses are around 3.0%–4.0%).



    We’ll review your info and send you a customized savings report based on your current processing.

    01

    Dual Pricing / Cash Discount Program

    Save up to 95% in processing fees.

    02

    On-Site Setup & Training

    Fast onboarding, bilingual support.

    03

    24/7 Reporting & Support

    Exportable for accounting, PCI-compliant.

    Valor VL550

    The Valor VL550 is a portable Android-based point-of-sale (POS) terminal designed for businesses that need mobility without compromising on full POS capabilities.

    • On-the-go / mobile operations: Because it’s portable and supports multiple connectivity methods, it works well for mobile vendors, table service in restaurants, events, etc.
    • Countertop backup / hybrid setups: It can also serve as a compact “full POS” when needed, with all the features you’d expect (inventory, receipts, split bills).
    • Modern payment flexibility: Supports EMV, NFC, QR, dual pricing (cash vs card), etc.
    • Secure / regulated environments: Certified for major payment security standards, which is important for compliance in many industries.
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      About Us

      Founded in 2025 by Jorge Gómez & Mariela Ramos (originally from Chiapas, Mexico), Varma is on a mission to help Latino business owners recover their margins by eliminating unfair fees.

      Mission: Remove credit card fees so businesses can reinvest in growth and family.
      Vision: Free 100 Latino-owned businesses in Texas from processing fees within 4 years.
      Core Values: Integrity, Security, Customer-Centricity, Innovation, Transparency, Reliability.